VAT
Corporate Tax
Accounting & CFO
Executive financial leadership in Dubai. Without the executive salary.
A Chartered Accountant-led CFO function on a fractional basis for Dubai and UAE businesses: cash flow forecasting, financial modelling, board-ready reporting and the judgement calls that decide where the business goes next.
From AED 5,000/month · Chartered Accountant-led · Monthly advisory cadence
Full-time CFO versus fractional
A full-time CFO is a fixed cost most SMEs cannot justify. The judgement is what you actually need.
An accountant reports. A CFO decides.
Bookkeeping tells you what happened last month. A CFO tells you what it means for next quarter, and what to do differently before the numbers force your hand.
A CFO decides.
Bookkeeping tells you what happened last month. A CFO tells you what it means for next quarter, and what to do differently before the numbers force your hand.
Cash flow forecasting
13-week and 12-month rolling projections with working capital analysis, giving you early warning of tight months rather than an unpleasant surprise.
Financial modelling
Scenario models for expansion, new products, hiring and capital decisions — so the choice is made on numbers rather than instinct.
Board & investor reporting
Reporting packs that stand up to scrutiny, replacing hastily assembled spreadsheets.
Margin optimisation
Revenue stream and pricing analysis to find where profit is actually being made and lost.
Governance & risk
Controls, compliance oversight and the risk management a growing business starts to need.
How we work with you.
Discovery audit
A full read of your financial position, reporting, controls and objectives.
Strategic roadmap
A financial blueprint with priorities, targets and the decisions that matter most.
Execution
Active leadership on forecasting, modelling and reporting at an agreed monthly cadence.
Review & adapt
The plan moves as the business does, with regular reassessment rather than an annual reset.
What pairs with this.
Bookkeeping & Cash Flow
The records CFO advice depends on. Clean books first, strategy second.
Learn more →Reporting & Power BI
Live dashboards and board packs built from your actual ledgers.
Learn more →Advisory Services
Project-based financial advisory when you need judgement without an ongoing retainer.
Learn more →UAE areas we serve.
Straight answers.
How is this different from our accountant?
An accountant records and reports what has already happened, which is essential and backward-looking by design. A CFO works forward: forecasting, modelling, pricing, funding and the financial judgement behind big decisions. Most businesses need both, and they are not substitutes for one another.
Are we big enough for a CFO?
Typically the value becomes clear from around AED 3 million in revenue, or earlier if you are raising capital, expanding, or making decisions where getting it wrong would be expensive. Below that, strong bookkeeping and reporting usually matter more.
Will this replace our finance team?
No. A fractional CFO sits above your existing bookkeeping and accounting rather than replacing it, and often makes that team more effective by giving it clearer direction.
How much time do we actually get?
Engagements are structured around an agreed monthly cadence — typically strategic sessions, a reporting cycle and availability between them. The scope is written down before we start so expectations are explicit.
What if we already have good numbers?
Then you are in the best possible position, because CFO advice is only as good as the data underneath it. We can go straight to forecasting and strategy rather than fixing foundations first.
Thresholds, rates and deadlines described on this page reflect UAE legislation as at September 2026 and may change. This page is general information, not advice on your specific circumstances.
Start with a financial health check.
A 30-minute review of where your numbers are strong, where they are thin, and whether fractional CFO support would actually change anything. No obligation.
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OwnYourCFO gives growing UAE businesses clear numbers, smarter reporting, and reliable finance support without the overhead of a full in-house team.
Tax Services
Company
OwnYourCFO is an independent firm of accountants licensed in Ajman Free Zone, United Arab Emirates, serving clients in Dubai, Abu Dhabi and across the UAE. We are not affiliated with, endorsed by, or acting on behalf of the Federal Tax Authority or any government body. Businesses are free to deal with the Federal Tax Authority directly themselves. Our fees are for professional services only and are separate from any government charge.